Credit Card Attorneys FAQ

For those consumers in serious credit card debt, consulting with credit repair attorneys can be a very important step in the right direction toward eliminating credit card debt. A credit repair attorney, commonly referred to as a credit repair lawyer, can provide personalized advice towards getting you out of debt. Reputable credit repair attorneys will often sit down for a free consultation with potential clients. Use this fact to your advantage to get as much as possible out of your first visit, even if it is your last visit.

What types of services do credit repair attorneys provide?

While the answer to this question will vary, credit repair lawyers tend to offer similar types of services. Credit repair attorneys will analyze your current credit and debt situation by reviewing credit reports as well as your personal finances. Using this information, they will develop a plan of attack to improve your credit score and reduce your debt.

How can credit repair attorneys improve my credit score?

There are a variety of methods these experts will use to improve your credit score. They will initiate contact with credit card companies and agencies to address or dispute inaccuracies in your report. A solid credit repair attorney will be able identify potential mistakes in your credit report which drags your ever important credit score down. For those items that can't be disputed, they a credit repair lawyer will suggest a course of action for improving that area of your credit report. The credit repair attorneys will also advise you on how to purchase things in a manner which most positively impacts your credit score, including home and car purchases.

Can a credit repair attorney eliminate my debt?

There is not a universal answer to this and the most common answer is that they will not be able to complete eliminate your debt. However, using tools such as credit card consolidation loan and credit card debt negotiation, a credit attorney can help you to reduce your debt.

Keep in mind that like any business, a credit repair attorney will charge a fee for their services. This must be weighed with the seriousness of your poor credit score and/or debt and the associated implications. Make sure to thoroughly research a credit repair lawyer prior to committing to any paid counseling.